Get your Affairs in Order
Posted on Facebook: (Please note you can't avoid probate, but you can make it much less of a pain.) Spreading this information for those of you that don't have your affairs in order. Make sure all bank accounts have direct beneficiaries. The beneficiary need only go to the bank with your death certificate and an ID of their own. - TOD = Transfer On Death deed if you own a home. Completing this document and filing it with your county saves your heirs THOUSANDS. This document allows you to transfer ownership of your home to your designee. All they need to do is take their ID and your death certificate to the county building and the deed is signed over. Doing this will avoid the home having to go through probate. - Living Will: Allows one to put in writing exactly what you want done in the event you cannot speak for yourself when it comes to healthcare decisions - Durable Power of Attorney: Allows one to designate a person to make legal decisions if one is no longer competent to